What You Need to Know About Insuring a Fleet of Vans

Vanaways
Vanaways
3rd Jul 2023
What You Need to Know About Insuring a Fleet of Vans

If you rely on van transportation for your business, then you need to make sure that your vehicles are properly maintained and protected. Owning more than one vehicle and regularly completing long journeys can open your business up to unexpected costs, where it’s important to choose the right insurance policy to cover all your assets

For van fleet owners, it is vital that your insurance fits the scale of your business, where regular van insurance policies may not be the best option for multiple vehicles. Alternatively, businesses can choose a van fleet insurance policy, which is designed to cover two or more vehicles under a single contract.

Read on to find out more about insuring a fleet of vans, with an insight into the policy and cover options available.

Why Choose Fleet Van Insurance

A fleet insurance policy allows businesses to cover different makes and models of vehicles all under the same agreement. This simplifies the insurance process, where all vans in the fleet will have a single insurance renewal date and a consistent level of policy cover.

In addition to simplicity, fleet insurance typically works out cheaper than taking out separate policies for each vehicle, where discounts are available for multi-van clients.

Types Of Fleet Insurance

As with regular insurance, there are lots of different cover types to choose from if you’re looking to insure a fleet of vans . These can include:

Third-Party Van Insurance – which covers van owners for damage caused to other people, as well as third party vehicles and properties

Third Party, Fire & Theft Van Insurance – where this policy covers the same as the one above, with additional cover for costs inflicted by fire or acts of theft.

Comprehensive Cover – this is a more thorough and therefore pricier fleet insurance option, which covers vehicle owners for the costs listed above, as well as further damages, which can extend to:

  • Vandalism and other damages

  • Motor legal protection

  • Breakdown cover

  • Personal accident and injury cover

  • Courtesy or rental car cover

Contents Insurance For Fleet Vehicles

Some insurance policies also extend to contents and tool cover, which is especially important for commercial vehicles that are transporting valuable goods. The main types of commercial fleet policies consist of:

Haulage & Courier – for businesses transporting goods and equipment that belong to a third party

Carrying Own Goods – for businesses that wish to protect their own tools and equipment under their insurance policy

Van Sales UK: Top Quality Vehicles For Your Business

At Van Sales UK, we supply a wide selection of new, used and electric vehicles, where you’re bound to find the motor to suit all your business needs. We also provide a range of van fleet services, including tailored van leasing packages and decommissioning options. Contact us today to find out more about how we can help.

Vanaways Reviews

   
Charlie B

Charlie B

28 May 2025

"I recently bought a new Ranger Platinum from Vanaways. I dealt with Chris Baxter who helped make the whole process really straight forward and kept me up to date. I would highly recommend and look forward to further business! Many thanks"

Jackie Lee

Jackie Lee

28 March 2025

"Excellent service from start to finish. Jake Wheelock was professional, efficient and really genuinely helpful. Had my truck in less than 2 weeks. Great communication and reliable. Would highly recommend!"

Paul

Paul

29 April 2025

"Overall dealings were good. Broadly speaking, response to emails could've been more timely. Joe, Snr Cust Service advisor in particular, was very good indeed. Sorted out the paperwork issues promptly. Overall, would recommend."

Mark Carter

Mark Carter

01 April 2025

"First class service, I must mention Adrian & Ash on an excellent deal & swift turn around under the short notice I had to buying a new van. Slight delay in the delivery of the van from manufacturers end but Adrian agreed to cover the cost of a hire van until my new van was delivered which allowed me to continue working. its the first time i've purchased a van without physically entering a dealership and i wouldn't hesitate to do it again."

Connell Brothers Ltd - Specialist Demolition

Connell Brothers Ltd - Specialist Demolition

28 May 2025

"Both Theo and Lillie-Mae were very helpful throughout the sales process. We received the van that we wanted for a good price, very happy, great service!"

4.9 out of 5 from 451 reviews
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